Most suitable for
Members seeking returns above the rate of inflation over the long term who are looking for additional protection against inflation and market risk but with less growth-oriented assets than RetirePlus
To invest in a diversified portfolio of assets with a lower exposure to listed equities and other growth-oriented assets than RetirePlus accepting that this is likely to result in lower returns over the long term. RetireStable is expected to provide some additional protection against key risks facing those in or approaching retirement, being market risk and inflation risk. Returns are expected to be more stable relative to that or more equity-oriented options.
CPI + 2.5% over rolling 10 years
Standard Risk Measure
Estimated number of negative annual returns over any 20 year period, 1 to less than 2 years.
Risk Band and Label
Risk Band 3, Low to Medium
Target Asset Allocation
25% Growth Assets
75% Defensive Assets
Strategic Asset Allocation
For latest returns and market report, see the Performance section