Compared with other options with similar risk profiles, RetirePlus is expected to provide some additional protection against key risks facing those in, or approaching, retirement. Returns are expected to be moderately volatile, with a lower risk of capital loss over short to medium periods than more equity-oriented options.
This option is designed for members seeking returns above CPI over the long term and who are looking for additional protection against market risk.
Account Based Pensions: Achieve a net return of at least 3% p.a. above CPI over rolling 10-year periods.
Transition to Retirement Pensions: Achieve a net return of at least 2.5% p.a. above CPI over rolling 10-year periods.
Standard Risk Measure
The risk level of this option is medium to high, with a likelihood of negative returns occurring 3.6 years in a 20-year period.
Minimum Investment Timeframe
The minimum suggested timeframe to invest in this product is 10 years.
Target Asset Allocation
51% Growth Assets
49% Defensive Assets
Strategic Asset Allocation
Actual asset allocation for each asset class may vary from time to time within the permitted ranges shown in the PDS.
For latest returns and market report, see the Performance section.