Your investment options
We have investment options to suit every stage of life, so you can make a decision that's best for you.
From 1 June 2022, the following changes to investment options apply:
- the Property, Balanced Plus and FlexiTerm Deposit options are closed and will no longer accept applications, contributions, switches or transfers in
- the RetirePlus and RetireStable options will only be available to pension members
- the RetirePlus and RetireStable options will not be available to pre-retirement members
A new PDS will be issued 1 July 2022 to remove and clarify the availability of options (as applicable).
Managed Choice options
Choose the Managed Choice option that suits your needs. Each option comes with a blend of asset allocations with varying exposure to risk.
Build Your Own
Choose a Build Your Own option and invest directly into an asset class.
As of 1 March 2016, the Fund will no longer accept contributions or switches into the FlexiTerm Deposit investment option.
The option will still be open for existing members, but will not accept any further contributions or switches in after this date. Members can continue to withdraw or switch out as per the current FlexiTerm Deposit rules.
To invest in a diversified pool of term deposits with Australian banks with a view to providing slightly higher return than the Cash Option and similar stability of cashflow.
To achieve positive returns in all monthly periods.
Standard Risk Measure
The risk level of this option is very low, with a likelihood of negative returns occurring 0.0 years in a 20-year period.
Strategic Asset Allocation
- Term deposit: 95 %
- Cash: 5%
23 October 2012
For latest returns and market report, see the investment performance section.
What else you can do
Understand your style
When deciding on your investment style, it’s important to understand the relationship between risk and return. Choosing what’s best for your needs can make a big difference to your financial future.Learn more
Switch between options
You’re free to change your options as your needs and investment profile changes - you’re not locked in. This is called switching and can be done as often as once a week. We update our data weekly so you can stay on track.Learn more
You can can speak with one our financial planners who can assist you in making the right investment choice for your circumstances.Learn more
We're here to help
We can help guide you if you have any questions about our investment options.