Provides a relatively neutral allocation between growth assets and defensive assets, with slightly more growth assets than the Balanced option.
This option is designed for members who want a balance between risk and return but who are prepared to accept a more aggressive asset allocation than the Balanced option.
Account Based Pensions: Achieve a net return of at least 3% p.a. above CPI over rolling 7-year periods.
Transition to Retirement Pensions: Achieve a net return of at least 2.5% p.a. above CPI over rolling 7-year periods.
Standard Risk Measure
The risk level of this option is medium to high, with a likelihood of negative returns occurring 3.9 years in a 20-year period.
Minimum Investment Timeframe
The minimum suggested timeframe to invest in this product is 4 years.
Target Asset Allocation
56% Growth Assets
44% Defensive Assets
Strategic Asset Allocation
Actual asset allocation for each asset class may vary from time to time within the permitted ranges shown in the PDS.
June 2012 (previously known as Conservative Balanced option)
For latest returns and market report, see the Performance section.